Medicare Insurance

The original Medicare has high deductibles for hospital admission, and it only pays 80% of eligible outpatient/doctor costs. The original medical part of Medicare does not have a limit on your out-of-pocket (OOP) costs. So even with the coverage, you are running a potentially serious risk. A serious illness could set you back a significant amount of money.

There are 2 types of medicare plans: advantage plans and supplement plans, a.k.a medigap. A Medicare Supplement policy covers all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings. Let us guide you in sorting through the numerous Medicare options. We can also help you choose a Medicare prescription drug plan that covers your specific medications. An advantage plan usually comes with prescription drug coverage, and has an annual OOP maximum. However, this type of plans usually have a network restriction on doctors, clinics, and hospitals.